Borrow a lump sum over a fixed term with predictable repayments — matched to the sharpest rate across our panel of 80+ lenders.
A business loan gives you a set amount of money upfront, which you repay in regular instalments over an agreed term. It's the workhorse of business finance — used for everything from buying stock and equipment to funding a fit-out, hiring, or smoothing a growth push.
You can borrow unsecured (no asset pledged, faster approval) or secured against property or equipment for a lower rate and a larger limit. The right structure depends on how much you need, how fast, and what you're comfortable offering as security.
Instead of applying to lenders one at a time, LoanCheck connects your single profile to our entire panel — from the big four banks to specialist online funders — and returns every option you qualify for, side by side.
A snapshot of indicative unsecured business loan rates across our panel of 80+ lenders right now.
| Lender | From (p.a.) | Amount | Term |
|---|---|---|---|
| NAB Business |
Unlock with LoanCheck | $10k – $250k | 6–24 mth |
| Prospa |
Unlock with LoanCheck | $5k – $1M | 3–36 mth |
| Moula |
Unlock with LoanCheck | $5k – $250k | 6–36 mth |
 Lumi |
Unlock with LoanCheck | $5k – $300k | 3–36 mth |
| Banjo |
Unlock with LoanCheck | $20k – $2M | 6–36 mth |
Indicative rates for illustration, updated continuously. Your actual rate depends on your business profile, security and lender policy at the time you apply.
Four simple steps from first look to funds in your account — most of it done online in minutes.
A few quick questions — amount, purpose, monthly revenue and time trading. No documents to start.
We instantly return every lender you qualify for, with indicative rates, limits and funding speed.
Compare the real cost side by side and pick the option that suits your cash flow best.
Confirm details with your chosen lender and receive funds — often within 24 hours.
Answer a short online form about your business. A soft check keeps your credit score untouched.
Our engine compares your profile against 80+ lenders and ranks the offers you qualify for.
Pick your preferred offer. Upload a few months of bank statements to confirm your figures.
Your chosen lender finalises approval and settles the funds into your account.
Compare live offers across 80+ lenders in under a minute. No credit-score impact, no obligation.