Business Bridging Loan — short-term gap funding | LoanCheck
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Bridging Loan

Bridge the gap without the stress.

Short-term funding secured against property or assets to cover a timing gap — settlement to sale, purchase to refinance, or a temporary shortfall.

10.50%
Rates from p.a.
$2M+
Borrow up to
1–12
Month terms
Fast
Settlement
Overview

What is a bridging loan?

A bridging loan is short-term finance designed to cover a temporary gap — most often the window between buying one asset and selling another, or between a commitment falling due and longer-term funding arriving.

Because it's secured against property or another substantial asset and repaid quickly, a bridging loan trades a slightly higher rate for speed and flexibility. It's about timing: getting the deal done now, then repaying once your sale settles or permanent finance lands.

  • Cover the gap between buying and selling
  • Secured against property or business assets
  • Short terms — typically 1 to 12 months
  • Interest-only or capitalised options

Bridging Loan at a glance

Rate from10.50% p.a.
Loan amount$100k – $2M+
Term1 – 12 months
SecurityProperty / assets
RepaymentOn exit / sale
Our market connection

Specialist bridging, matched fast.

Bridging is a specialist product — pricing and appetite swing widely between funders and private lenders. We connect you to the ones actively writing bridging finance so you're not chasing dead ends.

Specialist
& private lenders on panel
Property
Or asset-backed
Days
Not weeks, to settle
anz
westpac
nab
getcapital
bizcap
banjo
+70 more
Market rates & insights

Indicative bridging rates

A snapshot of short-term secured funding on our panel. Bridging is priced to your exit and security, so ranges are wider than term loans.

LenderFrom (p.a.)AmountTerm
Private Bridge Co
Unlock with LoanCheck $150k – $5M 1–9 mth
ANZ Secured
Unlock with LoanCheck $50k – $2M Secured
Westpac Secured
Unlock with LoanCheck $50k – $1.5M Secured
Caveat Finance
Unlock with LoanCheck $50k – $1M 1–6 mth

Indicative rates for illustration, updated continuously. Your actual rate depends on your business profile, security and lender policy at the time you apply.

Insight: plan your exit before you bridgeThe cheapest bridging loan is the one you repay on time. Lenders price heavily on a clear, credible exit — a sale contract, a refinance approval — so having that lined up sharpens both your rate and your approval odds.
Australian cityscape
80+ lenders, Australia-wide

Fast, short-term funding — matched Australia-wide

We line up bridging and caveat lenders across the country so you can move on the deal while your exit settles.

The process

How you get a bridging loan

Four simple steps from first look to funds in your account — most of it done online in minutes.

Tell us the gap

Share what you're bridging, the amount, the security and your expected exit. No documents to start.

See your matches

We return the bridging and short-term lenders actively funding deals like yours.

Choose your terms

Compare rate, term and exit conditions, then pick the funder that fits your timeline.

Settle fast

Confirm security and details — bridging can settle in days, not weeks.

What applying looks like

From application to funded

Day 1

You apply

Tell us about the gap, your security and your exit plan. A soft check protects your score.

Day 1

We match

We compare specialist and private bridging lenders and rank the credible options.

Days 2–3

You choose

Pick your funder and provide security and exit evidence for a fast assessment.

Days 3–5

You settle

Funds are advanced so your deal proceeds — repaid when your exit completes.

See your bridging loan options

Compare live offers across 80+ lenders in under a minute. No credit-score impact, no obligation.